American Federal Savings Bank
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Deposit Products and Services


Savings Accounts

We make saving simple! A simple savings account for basic needs. You will have easy access for those unexpected bills, a dream vacation or just for a rainy day.

Statement Savings Accounts1

  • You'll earn a competitive rate of interest;
  • Interest compounds daily;
  • Monthly or quarterly activity statement;
  • $100 minimum to open; and
  • Easy access.

1 - If you are a senior (age 50 or over), minor (age 18 or under), customer with at least $10,000 in savings deposits, customer taking out a consumer loan for $10,000 or more, or customer with a real estate loan, see us for details about additional benefits.


Health Savings Account1

  • Always a plus with a High Deductible Health Care Plan;
  • $100 minimum balance to prevent monthly $2 service charge;
  • Interest compounds daily;
  • You'll earn a competitive rate of interest;
  • Easy access through debit card or checks; and
  • Remaining funds continue to roll over each year

1-  See a customer service representative for details. 



Christmas Club Account

  • Great way to save for the holidays;
  • Transfers automatically from your checking account;
  • No minimum to open;
  • You'll earn a competitive rate of interest;
  • Interest compounds daily;
  • The balance plus interest is mailed to you in November; and
  • Account remains open awaiting a deposit for the next year.


 View our helpful glossary of frequently used terms to help you make the right decisions.