Consumer Loans

You name it, we'll consider it! American Federal offers a full line of consumer loan products to fit your individual needs. We can set the terms and the payments to fit your budget, and our local lenders pride themselves on giving you quick loan approval. Our already low competitive rates can be reduced an additional one-half percent by choosing our convenient automatic payment option from your American Federal deposit account.

We are proud to offer you:

• New and used vehicle financing;
• Loans for snowmobiles, boats or motorcycles;
• RV (recreational vehicle) loans;
• Home Equity Installment Plans;
• Home Equity Lines of Credit;
• Overdraft protection;
• Debt consolidation;
• CD Secured Loans; and
• Individual and corporate credit cards.

VisaŽ Platinum Card

Our Visa Platinum credit card has everything you need and best of all, it's offered by us. The same people you work with every day. We focus on the needs of our customers and our community. That's why we provide you with the quality service you deserve and expect. So, carry a little bit of home with you, wherever you go. Our Visa Platinum has all of the following great features:

• Competitive rates
• Reduced six-month rate for balance transfers
• No Annual fee
• Accepted worldwide at more than 24 million locations
• Obtain cash at over 700,000 ATMs worldwide
• $1,000,000 Travel Accident Insurance coverage
• Auto rental insurance

Reward Yourself

You work hard for your money, now let your money work hard for you. Your everyday purchases can earn more with our new ScoreCard Visa Platinum. For a nominal $15 annual fee, you can earn points redeemable for a wide variety of merchandise and travel options to fit almost any lifestyle. Our ScoreCard Visa Platinum has all the benefits of our Visa Platinum plus:

• Earn one point for every net dollar in retail purchases
• Redeem points for air travel, rental cars, cruises, hotels or other travel options with fewer restrictions and no blackout dates
• Points may also be redeemed for a wide variety of merchandise from our ScoreCard catalog - available online.

Access Account Information Anytime

American Federal VisaŽ cardholders can obtain account information ONLINE! Visit www.mycardstatement.com to view your current balance and activity. In addition, you can now redeem your ScoreCard points online at Score Rewards Program.

Applications

• Consumer Loan Application (.pdf format)
• Mortgage Loan Application (.pdf format)

These applications are available in .pdf format. To view and print .pdf files you will need Adobe Acrobat Reader. The Adobe Acrobat Reader program is available free from Adobe's Web Site. To download this program, click on the Adobe button below.

These are NOT electronic forms. A signature is required on each application and cannot be processed without one. These forms cannot be submitted online or returned to us as e-mail attachments. Please follow the directions below:

• Print out the appropriate form(s);
• Complete the necessary information;
• Sign the form; and
• Fax, mail or drop off the original signed form at the branch nearest you.