Real Estate Loans

Whether you are buying a home or refinancing, it is one of the biggest investments you will ever make. Let our friendly, local professionals at American Federal guide you through the process. We've been helping our neighbors turn their dreams into reality since 1922. We offer a full range of mortgage products designed to fit your needs.

Photo:  Loan Customer Deborah Wickham by Kurt Keller

Your Dreams + Your Loan Needs = Our Goal

Conventional Loans: 

• Fifteen and 30-year terms available;
• Bi-weekly payments available;
• Low cost Purchase/Refinance options;
• Construction Loans; and
• Investment properties (1 - 4 units).

Government Loans:

• Federal Housing Administration (FHA);
• Veterans Administration (VA); and
• Rural Housing Guaranteed and Loan Leveraging.

Special Programs:

• Home Start Savings Program - Qualified applicants may receive a 3 to 1 matching grant by making regular deposits into a down payment savings account with a limit of $5,000.00;
• Montana Board of Housing - Special low, long term fixed rates and low down payment for first-time homeowners; and
• Contract Collections (Escrow) Services.

View our helpful glossary of frequently used terms to help you make the right decisions.