|
Real Estate Loans
Whether you are buying a home or refinancing,
it is one of the biggest investments you will ever make. Let our
friendly, local professionals at American Federal Savings Bank guide
you through the process. We've been helping our neighbors turn their
dreams into reality since 1922. We offer a full range of mortgage
products designed to fit your needs. Your Dreams + Your Loan
Needs = Our Goal
Conventional Loans:
- Borrow up to 95% of purchase price;
- Fifteen and 30-year terms available;
- Bi-weekly payments available;
- Low cost Purchase/Refinance options;
- Construction Loans; and
- Investment properties (1 - 4 units).
Government Loans:
- Federal Housing Administration (FHA);
- Veterans Administration (VA); and
- Rural Housing Guaranteed and Loan Leveraging.
Special Programs:
- Home Start Savings Program - Qualified applicants may receive
a 3 to 1 matching grant by making regular deposits into a down
payment savings account with a limit of $5,000.00;
- Montana Board of Housing - Special low, long term fixed rates
and low down payment for first-time homeowners; and
- Contract Collections (Escrow) Services.
BOZEMAN
406/586-0251
Lee Oldenburger
Lori Christophersen
|
HELENA
Kathy Buckley 406/457-4025
Gail Mann 406/457-4026
Kris Roberts 406/457-4032
|
BUTTE
406/494-2233
Jim Clary
Charlene Andersen
|
Consumer Loans
You name it, we'll consider it! American Federal
Savings Bank offers a full line of consumer loan products to fit
your individual needs. We can set the terms and the payments to
fit your budget, and our local lenders pride themselves on giving
you quick loan approval. Our already low competitive rates can be
reduced an additional one-half percent by choosing our convenient
automatic payment
option from your American Federal deposit account.
We are proud to offer you:
- New and used vehicle financing;
- Loans for snowmobiles, boats or motorcycles;
- RV (recreational vehicle) loans;
- Home Equity Installment Plans;
- Home Equity Lines of Credit;
- Overdraft protection;
- Debt consolidation;
- CD Secured Loans; and
- Individual and corporate credit cards.
Commercial Loans
As a business owner, you may find it necessary
to borrow money to meet your business needs. We can help! American
Federal Savings Bank offers a full line of commercial loan products
and services and is an active participant in the Small Business
Administration (SBA), Board of Investments and Rural Business Development
programs. Our services include:
- Commercial construction and term loans;
- Loans for working capital and inventory purchases;
- Equipment loans;
- Business lines of credit;
- Letters of credit;
- Loans for multi-family housing; and
- Merchant card services and credit cards.
BOZEMAN 406/586-0251
Lee Oldenburger
Lori Christophersen
|
HELENA
Dale Field 406/457-4028
Della Ranard 406/457-4027
Ken Pankratz 406/457-4030
|
BUTTE 406/494-2233
Jim Clary
Charlene Andersen
|
Come in or call one of our friendly Loan Officers.
Appointments are appreciated but not necessary!
Visa® Platinum
Card
Our Visa Platinum credit card has everything you need and best of
all, it's offered by us. The same people you work with every day.
We focus on the needs of our customers and our community. That's why
we provide you with the quality service you deserve and expect. So,
carry a little bit of home with you, wherever you go. Our Visa Platinum
has all of the following great features:
-
Competitive rates
-
Reduced six-month rate for balance transfers
-
No Annual fee
-
Accepted worldwide at more than 24 million
locations
-
Obtain cash at over 700,000 ATMs worldwide
-
$1,000,000 Travel Accident Insurance coverage
-
Auto rental insurance
Reward Yourself
You work hard for your money, now let your money work hard for you.
Your everyday purchases can earn more with our new ScoreCard
Visa Platinum. For a nominal $15 annual fee, you can earn points
redeemable for a wide variety of merchandise and travel options
to fit almost any lifestyle. Our ScoreCard Visa Platinum
has all the benefits of our Visa Platinum plus:
- Earn one point for every net dollar in retail purchases
- Redeem points for air travel, rental cars, cruises, hotels or
other travel options with fewer restrictions and no blackout
dates
- Points may also be redeemed for a wide variety of merchandise
from our ScoreCard catalog - available online.
Access Account Information Anytime
American Federal Visa ® cardholders
can obtain account information ONLINE! Visit www.mycardstatement.com
to view your current balance and activity. In addition, you can
now redeem your ScoreCard points online at www.scorecardrewards.com/lg_login.asp.
Note: By utilizing this link you
will be leaving American Federal Savings Bank's website and entering
a website hosted by another party. Please be aware that you are
no longer subject to, or under protection of, the privacy and security
policies of our website. We encourage you to read and evaluate the
privacy and security policies on the site you are entering.
Applications
These applications are available in .pdf format.
To view and print .pdf files you will need Adobe
Acrobat Reader. The Adobe Acrobat Reader program is available
free from Adobe's
Web Site. To download this program, click on the Adobe button
below.
These are NOT electronic forms. A signature is required on each
application and cannot be processed without one. These forms cannot
be submitted online or returned to us as e-mail attachments. Please
follow the directions below:
- Print out the appropriate form(s);
- Complete the necessary information;
- Sign the form; and
- Fax, mail or drop off the original signed form at the branch
nearest you.
|
